Question: I am a Golden Visa holder in Dubai. Is it mandatory for me to renew my insurance and that of my family's every year?
Answer: Pursuant to your query, the provisions of the Dubai health insurance law are applicable. In the emirate of Dubai, a sponsor is required to provide health insurance if they are not covered by an employer and must bear the cost of this enrollment without charging the beneficiaries. This is in accordance with Article 11 of Law No. (11) of 2013 Concerning Health Insurance in the Emirate of Dubai.
A Sponsor must:
1. Enroll the persons they sponsor if these individuals are not provided with health insurance by an employer;
2. Bear the cost of health insurance enrollment for the persons they sponsor, and not charge such cost to beneficiaries;
3. Ensure that the health insurance of the persons they sponsor is valid throughout their residence or visit;
4. Bear the cost of health services and medical intervention in emergency cases for each person they sponsor who does not have health insurance as stipulated in this law;
5. Provide the persons they sponsor with a health insurance card;
6. Produce a health insurance policy when issuing or renewing the residence or visit permits of the persons they sponsor; and
7. Perform any other obligations determined pursuant to relevant resolutions issued by the DHA.
In accordance with the aforementioned provision of the law, the sponsor shall be required to mandatorily obtain health insurance for himself and his family members, even though he or she is a Golden Visa holder.
Applicable law:
1. Law No. (11) of 2013 Concerning Health Insurance in the Emirate of Dubai
Ashish Mehta is the founder and Managing Partner of Ashish Mehta & Associates. He is qualified to practise law in Dubai, the United Kingdom, and India. Full details of his firm can be found at: www.amalawyers.com. Readers may e-mail their questions to: news@khaleejtimes.com or send them to Legal View, Khaleej Times, PO Box 11243, Dubai.
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