At 34, Marija Milojevic, the general manager of Okku Dubai, has achieved a career pinnacle. The Serbian national has been in the UAE for a decade, steadily ascending the hospitality industry ladder and now overseeing one of Dubai’s most coveted dining destinations. Here, she shares how her modest upbringing shapes her daily choices and keeps her grounded, emphasizing experiences over material possessions.

If you had to describe money in one word, what would it be? Freedom.

If you were to write a letter to money, what would it say? Dear Money, our relationship has been complex, filled with moments of joy and sorrow. You’ve been both a best friend and a foe. Despite this, I hold you in high regard. When I needed you, you were there. Thank you, I love you.

How would you characterize your relationship with money? I’m not always the most prudent with my finances, but I don’t squander it either. I prioritize experiences over possessions, spending most of my disposable income on travel and adventures.

How do you think this relationship evolved? Growing up in Serbia, I didn’t have a privileged background. Since establishing my career and earning my own money, I’ve come to understand that while money is crucial, it’s not the be-all and end-all. Living life to the fullest is more important than hoarding money.

What financial management lessons did you learn from your mother? My mother has always worked tirelessly and continues to do so. She is more cautious with money than I am, a lesson I’m still learning.

Who do you discuss money matters with, and is it a taboo topic? I openly discuss money with close friends and family; it’s not a taboo subject but also not something we boast about.

Who has most influenced your financial management? I can’t pinpoint one individual. My mother taught caution, while friends in Dubai are more relaxed about their finances. I also read about people’s success stories with interest.

How has living in the UAE altered your relationship with and perception of money/wealth? There are more ostentatious displays of wealth here than in Serbia. Initially, I was motivated by that lifestyle. After a decade, I’ve realized that money flows as quickly as it comes. I’ve become more prudent, ensuring I save for the future.

If you could give your younger self one financial advice, what would it be? Start saving early, even a small amount each month. The sooner you begin, the easier it is to build financial security. When you’re young, you don’t think about the future, but by the time it arrives, it might be too late.

What do you prioritize spending money on? Experiences and travel. I spend more on these than perhaps I should.

Do you plan your finances long-term, and if so, how? Not as thoroughly as I should. I’ve recently invested in property, which is a long-term plan. I need to be more proactive in my financial planning.

What is your long-term financial goal or dream? Financial freedom. I don’t need to be wealthy, just comfortable enough to enjoy life without financial stress.

How much do you save each month? I aim to save 10 to 15 percent of my salary each month.

What is your most significant financial decision? Investing in a property in the Serbian mountains. It was a long-held dream, recently realized. Whether it will be profitable remains to be seen.

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