UAE nationals have the opportunity to secure loans to address various housing requirements within the emirate of Abu Dhabi. Certain Emiratis may also qualify for a partial loan reduction or an extension of the loan repayment term, starting from September 2024. Furthermore, newly married citizens are entitled to receive Dh75,000 in annual rental assistance for a period of two years, beginning from September 2024.
Citizens looking to acquire a home can apply for a home purchase loan via the 'Iskan Abu Dhabi' app, which allows them to purchase a property from strategic partners or developers endorsed by ADHA or available in the local Abu Dhabi market. The loan amount for purchasing a home is set at Dh1,750,000, to be repaid in monthly installments. To proceed with the purchase of a residence using this loan, adhere to the following 20 steps:
Steps to buy a home with purchase loan
